Merchant Cash Advance

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Loan Amount

$5K to $250K

Loan Term

3 to 18 Months

Time to Funds

1 Day

Interest Rate

From 1.10

Merchant Cash Advance

Fund your business the quick and stress-free way!
Getting a merchant cash advance can bridge the gap to new growth opportunities for your small business. Whether it’s launching a new product line, buying more inventory, or expanding to new markets, securing merchant cash advances will definitely go a long way in reaching your business goals and deal with unforeseen expenses.
Here at United Business Loans, we offer quick and simple access to 50+ approved lenders for the best merchant cash advances for your business.

How Does Merchant Cash Advance Work?
This type of loan is a little different because the lender will get the loan from the very source of your income, your customers’ credit card payments.

What they do is garnish a percentage of your credit card sales until the amount you owe is paid in full. This means you pay more when business is good and pay less when there aren’t a lot of payments via credit cards.

This process will continue until you satisfy your debt obligation. And that’s it!

Does your business receive a lot of credit card sales? A merchant cash advance is a great way to help you get money now.

Will my business qualify for a merchant cash advance?

Qualifying for a merchant cash advance is relatively easy especially since it’s a non-traditional type of financing. Many business owners are able to access this type of funding even with bad credit. Merchant cash advances are more unrestricted in nature. In fact, the prevailing requirement here relates to the business’ current cash flow.

As long as your company is bringing in enough revenue, you should be able to obtain advance funding. Generally speaking, your business must:

Have been operational for at least three months

Be located in the US

Have $60k in revenue over the last 12 months 

Have a personal credit score of 500 or higher

Speak with our representative today to learn more!

How can merchant cash advance help your business?

The most significant benefit of obtaining a merchant cash advance is that you can get the money you need exactly when you need it. Beyond that, there are three key advantages worth noting:

  • They are easy to qualify for, compared to other funding options
  • You can use the funds however you see fit
  • No collateral required

If your business is facing tough times and you need a fast loan, it’s best to go for options that offer flexible payment terms. This way, you can fulfill your loan obligations while keeping the business running. With a cash advance through United Business Loans, you can enjoy:

  • Flexible payment amount per payment cycle based on revenues
  • Automated remittance of payment
  • No fixed terms. Pay off your debt when according to your capacity to pay

Because it responds to the needs of your business, there’s no pressure or restriction on how you utilize the funds. Contact United Business Loans today and we’ll get you started with a merchant cash advance!